Free Spirit Animal Reading Finance and Money Matters

One thing many of us forget is how we often have moments when we say things like we prefer the company of animals to humans.  When we have bad times the loving nature spirit animals bring can help us relate the traits they come with to situations if our lives right now.

  • Select one card then click it once it turns over.
Spirit Animal Cards

Guide for Beginners:

    • Start by focusing on a specific issue
    • Clear your mind of all daily trivia
    • When your mind is clear, pick a card.
    • Look at the given meanings. Do any of these relate to your current life?
    • If you can’t relate, save it for later in the day and pick another

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Money Worries, Debt, Loans, Credit

The Past-Present-Future is a good reading to ask simple money questions. It is also ideal when you don’t have much time and yet you need to take stock quickly of a situation and have financial guidance on how to solve debt problems.

Examples of questions: Should I pay off my credit card? Will I get a bank loan? Will I be to transfer my credit card for interest-free?

Much of our debt originates from credit cards. This can be a big problem, given that more and more people need this type of credit. For example, in the United States, the average credit card debt is $5,000 per person.

Against the flexibility of credit cards, bank loans / personal loans allow us to request higher amounts of money to be repaid in longer repayment terms. The advantages of personal loans over credit cards are that interest rates that, although high with no security, do not come anywhere near to plastic money.

Surprisingly credit cards CAN be the cheapest way to borrow. You can get 0% for up to 2 years on new purchases – yet get it wrong and your debts can mount up quickly.  If you act before your crediting rating is bad you can often switch from one credit card to another for interest free credit of 3 to 6 months